We are dedicated to offering our members personal attention to grant them financing that best meets their needs. Approval is based on creditworthiness, ability to repay, and/or collateral. At Summit Hampton Roads FCU we use a risk based pricing model, meaning your interest rate is based on your credit score.

Share Secured Loans

This loan is secured by any non-IRA share account or CD. Your interest rate is 3% above your interest rate on your dividends account. Repayment terms are flexible.

Couple posing with car keys

New and Used Autos

  • 100% Financing
  • Generally up to 6 year
  • Pre-approval available
  • All other loan criteria apply

Recreational Vehicles

  • 100% financing
  • Generally up to 6 years term (depends upon value of vehicle)
  • All other loan criteria apply

Signature/Unsecured Loans

  • Amount allowed is based on credit history
  • Financing up to 5 years
  • Up to $15,000

Credit Cards

  • No Balance Transfer Fees
  • No Cash Advance Fees
  • No Annual Fee
  • Rates as low as 9.9%
Skip to content