Loans
We are dedicated to offering our members personal attention to grant them financing that best meets their needs. Approval is based on creditworthiness, ability to repay, and/or collateral. At Summit Hampton Roads FCU we use a risk based pricing model, meaning your interest rate is based on your credit score.
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Share Secured Loans
This loan is secured by any non-IRA share account or CD. Your interest rate is 3% above your interest rate on your dividends account. Repayment terms are flexible.
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New and Used Autos
- 100% Financing
- Generally up to 6 year
- Pre-approval available
- All other loan criteria apply
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Recreational Vehicles
- 100% financing
- Generally up to 6 years term (depends upon value of vehicle)
- All other loan criteria apply
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Signature/Unsecured Loans
- Amount allowed is based on credit history
- Financing up to 5 years
- Up to $15,000
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Credit Cards
- No Balance Transfer Fees
- No Cash Advance Fees
- No Annual Fee
- Rates as low as 9.9%