CLOSED FRIDAY, FEBRUARY 21st

In the event of Inclement Weather:

We will communicate via e-mail and our website regarding our hours. If you need to access your funds before then, you may use the ATM or visit a Credit Union Service Center Outlet.

Please visit https://co-opcreditunions.org/locator/ to see what locations are nearest to you.  Please keep in mind that you will want to call ahead to verify their hours of operation.

If you need information on your account, please use CU 24/7 (www.shrfcu.com) or you may call ART at 800-860-5704  # 874.

If you need to leave a message, please call 757-398-2384 and we’ll return your call at our earliest convenience.

We do apologize for any inconvenience this may cause. SHRFCU Management

Accounts

Mom and daughter with piggy bank

Shares/Savings

This account is what establishes your membership with the credit union. You are therefore required to maintain a minimum balance of $25.00 in this account at all times. The regular share account is designed to encourage savings thru payroll deduction, but deposits can also be made via direct deposit, in person, by mail, at our ATM or at a Credit Union Service Center or Outlet.

Share Draft/Checking

  • No minimum balance required
  • No per check fee
  • No monthly service charge
  • No daily requirements

Christmas & Vacation Clubs

  • $5.00 minimum balance required
  • Funds can be deposited via payroll deduction, direct deposit, or by walk-ins
  • The funds in your Christmas Club disburse into your savings account on the first Friday in October.
  • Vacation Club – Save for spending special time together and make memories for a lifetime
  • $5.00 minimum balance required
  • Funds can be deposited via payroll deduction, direct deposit, or by walk-ins
  • The funds in the Vacation Club disburse into your savings account on the first Friday in June
Stacks of coins

Share Certificates

  • 12 month to 48 month terms available
  • Earn a higher dividend
  • Minimum balance of $1000.00
  • Penalty if withdrawn before maturity.
  • Dividends are paid and compounded quarterly. You must maintain a minimum daily balance to obtain the disclosed APY.
Couple looking at tablet computer

IRA - Roth & Traditional

An IRA is the way to help secure and build a comfortable future. IRA funds can be deposited into a certificate that earns the same as our certificate rates, or into a IRA regular shares account. Contact your tax advisor to be sure you are eligible.

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